November 2017

Five Questions All Teachers Should Ask Their Financial Advisor

By | 2018-01-03T21:55:46+00:00 November 16th, 2017|403b, Financial Life Planning, NYSTRS, Pension, Roth IRA, Teachers|

Five Questions All Teachers Should Ask Their Financial Advisor Be honest. How did you choose your Financial Advisor? Did you ask a co-worker? Did you sign up with them because they brought in free pizza or doughnuts and seemed nice? After all, they are approved by your school district so they must all be [...]

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December 2016

2016 Year in Review

By | 2018-01-03T22:06:22+00:00 December 13th, 2016|Financial Life Planning, Life Insurance, Roth IRA|

As we near the end of the year a lot of financial advisors will put together something about how the stock market has done for the year and what they expect for the year ahead, blah blah blah.  Since these are just best guesses I prefer to focus on what we can control, which [...]

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December 2015

3 Secrets Every NYSTRS Tier 4 Teacher Needs to Know

By | 2018-01-03T17:15:05+00:00 December 5th, 2015|403b, Life Insurance, NYSTRS, Pension, Roth IRA, Teachers|

Secret #1 Your Pension is worth a lot of money. This isn't really a big secret, but did you know it could be worth over $1,200,000? This is based on the amount of money that is needed at age 55 to generate $65,000/year from an immediate annuity. ...but if you were to pass away [...]

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October 2015

What Should a Financial Planner Do?

By | 2018-01-17T04:43:16+00:00 October 15th, 2015|403b, Business Owners, Roth IRA, Teachers|

There’s a lot of misunderstanding about what value a financial planner can bring.  There are also just as many questions about what a financial planner does all day.  Which tasks and priorities actually translate to value for clients? I used to spend a lot of my working hours on tasks that ultimately added no value for clients. [...]

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May 2015

Why I love the Roth IRA (especially for Teachers)!!!!

By | 2018-01-17T04:28:27+00:00 May 11th, 2015|403b, NYSTRS, Pension, Roth IRA, Teachers|

So what is a Roth IRA and why do I love it? A Roth IRA is a retirement account type that can give you a TAX FREE income in retirement, which is freaking awesome!! Here is a little breakdown on the differences between a Roth IRA and a traditional IRA, 401k and 403b: [...]

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