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Ideal for school, government, non-profit employees
or
those with over $100k of student loans

Hi, I’m Steve Witter, CFP®, CSLP®

Buffalo’s first and only Certified Student Loan Professional™ (CSLP®).*

As a Certified Student Loan Professional® and CERTIFIED FINANCIAL PLANNER™, I am qualified to assist you in finding the best possible strategies for repayment of your student loan debt while still planning for your future.

Our Projected Loan Forgiveness Results:

$13,032,941

Total

$92,432

Average Per Individual

Figured based on cases currently under review as of 11/2022. Individual Results may vary.

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Examples of Loan Forgiveness

23-year-old teacher with $50,000 of Federal student loans and $45,000 of private student loans.
  • Set the Federal student loans up for $52,000 of forgiveness.
  • Refinanced her private loans from interest rates of 8%, 9.625%, and 11.25% to 3.45%, which is projected to save over $18,000.

Results will vary by individual and there is no guarantee your situation will be resolved in the ways described above.

30-year-old who works at a non-profit with $60,000 in loans that just married a high-income earner.
  • Recommended that they file taxes separately vs. jointly. If they had filed jointly their loan payment would have gone from $158.30 to around $1,000 a month.
  • Worked with their accountant and filing their taxes separately meant paying an extra $2,000 in taxes but saved $10,000 in loan payments. The projected net result is a savings of $8,000+ a year and $40,000+ of their loan balance forgiven.

Results will vary by individual and there is no guarantee your situation will be resolved in the ways described above.

44-year-old married teacher with four children.
  • The monthly payment was lowered by $118.92, would save 203 months of payments, and projected to have over $50,000 forgiven!

Results will vary by individual and there is no guarantee your situation will be resolved in the ways described above.

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