Understanding Your NYSTRS Benefit Profile

The New York State Teachers' Retirement System (NYSTRS) Benefit Statement provides important information about your retirement benefits. Your NYSTRS benefit profile may be accessed online or by mail. Below are the key things to review on your NYSTRS Benefit Profile. Keep in mind that specific details may vary, so refer to the instructions provided by NYSTRS for the most accurate guidance:

Page One

Review Personal Information:

Examine Salary Information:

  • Verify that your reported salary information is accurate. Your final average salary is a key component in determining your retirement benefit.

Page 2

Pension Options:

Page 3

Death Benefit Information:

Disability Protection:

  • If you were to become disabled some of the various options you could receive are listed.

Page 4

Your Service Credit:

  • Here are the detail about your service credit including the total years and months of service you've accumulated. Service credit is a crucial factor in calculating your retirement benefits. If you are missing credit or have prior credit here is how you can buy back that past credit and boost your pension.

Since your NYSTRS Benefit Statement contains sensitive information, keep it in a secure place. If you have questions or need clarification about any information on your statement, don't hesitate to contact NYSTRS directly. They can provide personalized assistance.

Remember, the NYSTRS Benefit Statement is a valuable tool for understanding your retirement benefits, and it's crucial to review it regularly, especially as you approach retirement age.

The Lincoln Investment Companies nor any of its representatives is affiliated with the New York State Teachers' Retirement System (NYSTRS); and NYSTRS does not sponsor, authorize or endorse the retirement educational services described in this or other communications of The Lincoln Investment Companies.